Terms of Service

Last Updated: January 2025

Agreement to Terms

By accessing or using the Huntingdon Insurance Agency website and services, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you may not access our website or use our services.

Description of Services

Huntingdon Insurance Agency provides auto insurance information, quotes, and related services through our website. We act as an insurance agency connecting you with insurance carriers. The actual insurance coverage is provided by the respective insurance companies, subject to their terms, conditions, and underwriting guidelines.

User Accounts

To access certain features of our services, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary.

Accurate Information

You agree to provide accurate and truthful information when requesting quotes or purchasing insurance through our services. Providing false or misleading information may result in denial of coverage, policy cancellation, or claims being denied. We reserve the right to verify any information you provide.

Insurance Quotes and Coverage

Quotes provided through our website are estimates based on the information you provide and are subject to change. Final premiums and coverage terms are determined by the insurance carrier upon completion of their underwriting process. We do not guarantee that any quote will result in issued coverage.

Communications

By using our services and providing your contact information, you consent to receive communications from us, including emails, phone calls, and text messages related to your insurance inquiries, quotes, and policies. You may opt out of marketing communications at any time, but you agree to receive transactional communications necessary for service delivery.

Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of Huntingdon Insurance Agency or our licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

Prohibited Activities

You agree not to use our services for any unlawful purpose, to attempt to gain unauthorized access to our systems, to interfere with the proper functioning of our website, to transmit malicious code or spam, or to impersonate any person or entity. Violation of these prohibitions may result in termination of your access and potential legal action.

Disclaimer of Warranties

Our services are provided on an as is and as available basis without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or secure. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the maximum extent permitted by law, Huntingdon Insurance Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services. Our total liability shall not exceed the amount you paid us, if any, in the twelve months preceding the claim.

Indemnification

You agree to indemnify and hold harmless Huntingdon Insurance Agency, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, your violation of these terms, or your violation of any rights of a third party.

Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to our website. Your continued use of our services after any changes constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in San Diego County, California.

Contact Information

If you have any questions about these Terms of Service, please contact us at [email protected] or call us at +1 (619) 378-5709.